The following terms govern and apply to all the web pages, web sites, domain names, their sub-domains and sub-directories that relate to and constitute the property of Premium Horizons Pty Ltd.

By using any of the sites of Premium Horizons Pty Ltd, you signify your Assent and Agreement to these Terms of Use. If you do not agree to these Terms of Use, do not use the sites.

Restrictions on Use of Materials

Materials in these websites are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit (writen) permission. All of the trademarks on these sites are trademarks of Premium Horizons Pty Ltd or of other owners used with their permission.

Exception: If you purchase a site licence or multi-site licence then the terms of that licence supersede the Terms of Use expressed on this web page. 

Database Ownership, License, and Use

Premium Horizons Pty Ltd warrants, and you accept, that Premium Horizons Pty Ltd is the owner of the copyright of the Databases of Links to articles and resources available from time to time through all the above sites. Premium Horizons Pty Ltd reserves all rights and no intellectual property rights are conferred by this agreement.

Premium Horizons Pty Ltd grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.

You agree to use information obtained from databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or broking of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.

Liability

The materials in these sites are provided "as is" and without warranties of any kind either express or implied. Premium Horizons Pty Ltd disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Premium Horizons Pty Ltd does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that these sites or the servers that make them available are free of viruses or other harmful components. Premium Horizons Pty Ltd does not warrant or make any representations regarding the use or the results of the use of the materials in these sites in terms of their correctness, accuracy, reliability, or otherwise. You (and not Premium Horizons Pty Ltd) assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Under no circumstances, including, but not limited to, negligence, shall Premium Horizons Pty Ltd be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in these sites, even if Premium Horizons Pty Ltd or a Premium Horizons Pty Ltd authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.

Facts and information at these websites are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on these websites are to be used for information purposes only. The information contained on these websites and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on these websites are only offered in jurisdictions where they may be legally offered. Information provided in our websites is not all-inclusive, and is limited to information that is made available to Premium Horizons Pty Ltd and such information should not be relied upon as all-inclusive or accurate.

Links and Marks

The owner of these sites is not necessarily affiliated with sites that may be linked to these sites and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of Premium Horizons Pty Ltd and its subsidiaries and affiliates, do not imply the endorsement or approval of such websites, products, services or publications by Premium Horizons Pty Ltd or its subsidiaries and affiliates.

Certain names, graphics, logos, icons, designs, words, titles or phrases at these websites may constitute trade names, trademarks or service marks of Premium Horizons Pty Ltd or of other entities. The display of trademarks on these websites does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of state, or international or federal common law trademark and/or copyright laws and could subject the copier to legal action.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from Premium Horizons Pty Ltd, and all information to which you have access through password-protected areas of websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.

Other Legal Stuff

These Terms of Use will apply to every access to the websites mentioned above. Premium Horizons Pty Ltd reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from Premium Horizons Pty Ltd will be a separate, discrete transaction based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or sublet by You without written consent in advance.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the State/Country where Premium Horizons Pty Ltd resides, as applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate Premium Horizons Pty Ltd and/or its affiliates' intellectual property rights, Premium Horizons Pty Ltd and/or its affiliates may seek injunctive or other appropriate relief and you consent to exclusive jurisdiction and venue in such courts.

If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.

Termination

These Terms of Use agreement are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all the above sites as mentioned above and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from the above sites and and all copies thereof, whether made under the terms of this agreement or otherwise.

By returning to the website you indicate you have read and agree with all terms of this Notice.

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